AFN Business Finance Facilities

There are no set formulas for business finance facilities. Every business is different, and has different finance needs. What works for one will be completely inadequate for a similar business.

There is a danger that inexperienced advisers will often recommend a simplistic and unsustainable solution that is focused on the short term and minimising interest charges. Like the cheapest car, the cheapest finance facility is seldom the best.

Business finance is also about relationships between the borrower and the lender - a great product or service can be a dismal failure if the personalities don't mesh. It's a two way street, but often a bankers hands are tied as much by the rule book as by a lack of "real world" experience. It's easy to say "reduce your overdraft by $10,000" it's not so easy to make the additional $120,000 in sales to achieve it.

Optimising Your Business Finance
AFN has access to a diverse range of business finance facilities through our commercial lending panel. Before we recommend any products, services or lenders we will need to undertake a detailed review of the businesses existing finance facilities and gain a good understanding of where you're headed. We'll then provide detailed recommendations with a fully costed implementation strategy

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